Find the best car park insurance
Car parks are an essential amenity for any public space, especially in towns and cities when parking is at a premium.
But they’re busy places, with vehicles and people moving in close proximity, and they can be hard and costly to maintain.
And it’s all too common for people to trip, slip or fall when they’re not paying attention, or during the winter months.
If someone does suffer an injury or damage to their vehicle as a result of negligence, you could end up facing costly legal claims.
Partnering with Coeus Insurance can help protect you with a car park insurance policy.
Choosing the right car park insurance
As a car park operator you’re always at risk of a legal claim if someone suffers an injury on your premises or experiences damage to a vehicle.
Whether you’ve been negligent or not, you could find yourself in a costly battle to defend yourself from false claims of negligence, or to settle claims quickly.
Getting the right car park insurance is an essential part of protecting your investment and your reputation against claims of negligence that resulted in injury or damage.
Whether these claims come from members of the public, or your own employees if you operate a manned car park, you need to make sure you’re protecting yourself and have the resources available.
At Coeus Insurance we can help you find the right level of public and employer liability insurance to keep you protected.
Get in touch for more information.
How much does car park insurance cost?
Your level of cover and the costs of your premiums will depend on your individual circumstances.
The cost of insuring a small car park with just a few spaces and no employees on the premises will be significantly cheaper than insuring a multi-level car park with employees, for example.
But insuring large car parks doesn’t have to break the bank and with the right broker at your side, you can get access to the full insurance market to find a great deal for the low price if you need it.
Why We Are Right For You:
Our dedicated team of experts have in excess of 50 years, that’s how we know you’re in the right hands.
It’s hassle free! – our team will remain dedicated to your business.
Cost effective – we will source and implement the correct policy you require.
Communication is key – you can rely on our team to provide information, advice and guidance.
Independently owned – this grants us the freedom to place business with an insurer that is the most suitable.
Find the right car park insurance with Coeus Insurance
As independent insurance brokers, at Coeus Insurance we’re not tied to any particular insurance provider so you’ll only get unbiased advice and the right insurance policies based on your specific requirements.
Whether you own a public or private car park, or whatever your circumstances as an operator, our expert, independent advice will help you find the right type and level of car park insurance.
We’ll be on hand to guide you through the entire application process from start to finish.
You’ll find the application process simple and quick, and be presented with a range of tailored insurance plans that fit your needs.
If you own and operate a car park, regardless of the size, you could be liable for any injury, illness or damage that occurs to members of the public or your employees while on the property.
Without insurance, you could end up paying out claims, as well as the cost of any legal fees.
Car park insurance ensures you have the funds available not only to cover the costs of any successful claims, but also the costs of legal fees you might have in the process of a claim.
If a member of the public or an employee is injured in your car park it can be easy for them to look for someone to blame.
While you might not be able to stop them from making an initial claim, there are things you can do to protect yourself.
Carrying out a complete risk assessment of the car park is the best way to identify any potential areas of risk so you can mitigate the possibility of injury or damage.
Regular checks of the car park for damage, slippery surfaces or other obstructions that could cause injury can also help.
Preventing unauthorised access can be another way to protect yourself from potential claims and installing gates or security fences around the car park, discouraging people from trying to enter – as well as installing CCTV on the premises.
Public liability insurance is the most common type of insurance used to insure car park operators as this will protect you from any claims of injury, damage or illness from members of the public.
If you have employees on the premises, you’ll also benefit from employer liability insurance.
Simply get in touch with your insurance provider using the information they provide when you take out the policy with them.
You’ll be asked to provide details of the circumstances surrounding the claim and they’ll carry out any necessary investigations or work before paying.
Sometimes you might make changes to the layout or access to your car park (like adding a security barrier or fencing) that could impact your policy.
In these cases, you should get in touch with your car park insurance provider immediately to update your information.
Depending on the work you’ve had done, these changes could impact the cost of your policy, but failing to update your insurance provider immediately could void your insurance if you do need to make a claim.