Corporate & Commercial

Supporting BID Companies with Specialist Protection

Business Improvement Districts (BIDs) are business-led partnerships that drive local economic growth through projects such as security, cleanliness, marketing, and events. Funded by a levy on local businesses, BID companies manage significant budgets, stakeholders, and public-facing initiatives.

With this responsibility comes risk — and the need for tailored insurance solutions built specifically for BID operations.

Why Choose a Specialist Broker?

We understand the BID model and its complexities:

Levy-funded structures and financial governance
Local authority partnerships
Ballot requirements and stakeholder accountability
Multi-activity risk exposure

This allows us to:

Tailor cover to your BID’s operations
Ensure compliance with contractual and regulatory expectations
Provide cost-efficient, transparent solutions
Support you ahead of renewals or new BID proposal

What we protect against:

Employer’s Liability
Public & Products Liability
Professional Indemnity
Management Liability
Trustees & Officers Financial Liability/Indemnity
Cyber & Data risks
Building and Contents
Computers & Electronic Equipment
Business interruption
Events & Exhibitions
Specified All-Risk Items
Special Type Motor Vehicles
Plant & Equipment

Contact Form

Your exceptional ability and knowledge impressed me on multiple levels; you listened effectively to what I was seeking and were extremely reliable and efficient in sourcing me the best possible deal available, and doing such in a sympathetic, timely manner and with excellent communication. I praise the entire Coeus team for their commitment and friendly approach.

- Managing Director , Winsulate UK

Gary and colleagues are super responsive and get back on all enquiries immediately, which is very important to our business. All areas of insurance, from public liability through transport and marine policies are organised for us, expertly, by Gary and his team.

- Chairman , Box Technologies Ltd

Working with Stewart has been great fun, he's charming and very focused. His pricing was the most competitive I could find saving me a significant amount off my existing premium. Once instructed I was wowed at the speed and organisation of the entire process. I hardly had to lift a finger. Stewart is one of the good ones.

- Director , Total Bathroom Restorations

Nothing ever seems to be too much trouble to your company and I never feel that I am just one of many clients that you and your office have to deal with each day. Your service from start to finish has been exemplary and on a professional and knowledgeable, yet friendly level that exceeds all other insurance brokers I have ever dealt with. Long may you set the standards for others to follow.

- Managing Director , Portland Block Management

I have known Gary Dunning for the best part of a decade, when we were first advised by him on business insurance matters. Since then our business has grown with many more complex, technical, insurance products needed. Additionally another company has been formed with very strict requirements. Both companies now enjoy the benefits of Coeus’ extensive advice.

- Chairman , Box Technologies Ltd