Employers, Public & Products Liability Insurance

At Coeus Insurance Management, we are well aware of the importance and challenges of arranging suitable Liability Insurance for your business and the difficulties this can create. Whether you’re requiring Employers Liability, Public Liability & Products Liability combined together or individually, you can rest assured that with our expertise, knowledge and experience, our team of experts will relieve you of any insurance stresses and take care of the entire process, endeavoring to save your business time and money.

From the outset we will listen to your business needs and requirements, ensuring we are able to fully identify potential risks through our Fact Find process which grants us a greater knowledge and understanding of your organisation and the key insurance requirements you seek; following this, such assessment allows us to develop an extensive Liability Insurance policy that is bespoke to your needs and allows us the opportunity to advise you on the best way to manage such risks, whether by way of reduction, retention or by transferring the risk to an Insurer.

If you have employees, contractors, casual workers or temporary staff, you’re normally required by law to take out Employers’ Liability cover, to respond to any claims from employees who’ve been injured or become seriously ill as a result of working for you. Public liability insurance covers your business against compensation claims and legal costs if a third party suffers injury or property damage while on your premises, or while you’re working on their property. Product liability insurance is a type of business insurance that can cover the cost of compensation claims if someone is injured or their property is damaged by a product that you’ve sold. Even if you haven’t actually manufactured the product you may still be liable.